Most California drivers are aware that insurance is required when one operates a motor vehicle. But there are still drivers who fail to have adequate insurance, which can lead to problems when they are involved in an accident. If an uninsured driver injures someone in a crash, the victim can face many challenges, both physical and financial. All drivers should know what can happen when they are involved in a motor vehicle crash with an uninsured driver.
All motor vehicles are required to be insured
California drivers are required to have car insurance and are supposed to always have proof of insurance inside the car. When a driver does not have insurance, they put others on the road at risk of suffering from financial struggles if an accident happens. Even if no one is injured, the negligent driver’s insurance would usually pay for the damages to the other driver’s vehicle. When there are injuries, the victim is left trying to figure out how to pay for everything on their own.
An uninsured driver can be fined, have their vehicle impounded, and lose their license. Insured drivers do have the option to carry uninsured motorist coverage, which can protect them if they are involved in an accident with an uninsured driver. This coverage can significantly add to the total monthly costs of one’s car insurance.
Options for injured victims
When someone is involved in an accident with injuries caused by an uninsured driver, they may worry about how they’ll recover financially. Without insurance, the driver who caused the accident may be held personally responsible for paying the victim’s medical bills and other accident-related expenses. California drivers who have been injured in an accident caused by an uninsured driver have the right to file a lawsuit for compensation.